Mercury Integration

Connect Mercury for real-time transaction sync.

If you’re banking with Mercury, you’ve already made a good choice. Now make it better.

The standard Plaid connection works, but our direct Mercury integration is faster and more reliable. Transactions appear in seconds instead of hours. You get your full account history from day one. And you’ll never need to re-authenticate because your password changed.

Why direct beats Plaid

Feature	Plaid connection	Mercury direct
Sync speed	Every 6-12 hours	Real-time (seconds)
History	Up to 24 months	Full history from day one
Transaction details	Standard	Enhanced (memos, attachments)
Balance updates	Hourly	Real-time
Reliability	Occasional re-authentication	Always connected

The difference is especially noticeable if you process a lot of transactions. Waiting hours for them to show up gets old.

Connecting Mercury

1. Go to Integrations

   Navigate to Settings → Integrations.

2. Find Mercury

   Look for Mercury in the Banking section.

3. Click Connect

   Start the OAuth connection flow.

4. Authorize in Mercury

   You’ll be redirected to Mercury. Log in and authorize Pluvel.

5. Select accounts

   Choose which Mercury accounts to sync.

The whole process takes about a minute.

What syncs

Data	What you get
Transactions	All transactions with memos and attachments
Balances	Real-time available and pending
Account info	Account names and types
Pending	Pending transactions shown separately

You see everything that Mercury sees, as soon as Mercury sees it.

Real-time updates

Mercury sends updates instantly via webhooks:

• New transactions appear within seconds
• Balance changes reflect immediately
• Pending transactions show as they happen

Your Pluvel dashboard always shows current data. No more checking Mercury to see if something cleared.

Multiple accounts

If you have multiple Mercury accounts (checking, savings, treasury):

• Select each during authorization
• Each syncs independently
• View them separately or combined

Treasury accounts work too.

Already connected via Plaid?

If you connected Mercury through Plaid before:

1. Connect via the direct integration (above)
2. Disconnect the Plaid connection for Mercury
3. Direct integration takes over

Historical data from both connections is preserved — you won’t lose anything.

Managing the connection

Check status

Go to Settings → Integrations → Mercury to see:

• Connection status
• Last sync time (should be very recent)
• Connected accounts
• Any errors (rare)

Adding new accounts

Opened a new Mercury account? Click Refresh to detect it.

Disconnecting

To disconnect:

1. Go to Settings → Integrations → Mercury
2. Click Manage → Disconnect

Data already synced stays in Pluvel. You’re just stopping future syncs.

View transactions

Work with your bank transactions.