> ## Documentation Index
> Fetch the complete documentation index at: https://docs.pluvel.com/llms.txt
> Use this file to discover all available pages before exploring further.
# Financial reports
> Understand your business performance with standard financial reports.
Your accountant asks for a P\&L. Your bank wants a balance sheet. An investor requests cash flow data. If you don't know what these reports show — or can't produce them quickly — it's a problem.
Pluvel generates these reports automatically from your transaction data. No manual spreadsheets, no guessing. When someone asks for your financials, you have them.
## Core financial reports
### Profit & Loss (Income Statement)
Shows revenue minus expenses over a period.
**What it tells you:**
* Are you profitable?
* Where does money come from?
* Where does money go?
**Key sections:**
* **Revenue** — Money earned from sales and services
* **Cost of Goods Sold** — Direct costs of producing goods
* **Gross Profit** — Revenue minus COGS
* **Operating Expenses** — Overhead costs
* **Net Income** — Bottom line (profit or loss)
[View Profit & Loss report →](/features/reports/profit-loss)
### Balance Sheet
Shows what you own, what you owe, and your equity at a specific point in time.
**What it tells you:**
* Company's financial position
* Available cash and assets
* Outstanding debts
* Owner's stake
**Key sections:**
* **Assets** — Cash, receivables, equipment, inventory
* **Liabilities** — Payables, loans, credit cards
* **Equity** — Owner's investment plus retained earnings
**The equation:** Assets = Liabilities + Equity
[View Balance Sheet →](/features/reports/balance-sheet)
### Cash Flow Statement
Shows how cash moved in and out of the business.
**What it tells you:**
* Why cash changed
* Operating vs investing vs financing activities
* Future cash needs
**Key sections:**
* **Operating activities** — Cash from business operations
* **Investing activities** — Equipment purchases, asset sales
* **Financing activities** — Loans, owner contributions/draws
[View Cash Flow Statement →](/features/reports/cash-flow)
## Run a report
Click **Reports** in the sidebar.
Choose from the available reports.
* Profit & Loss: Use a period (month, quarter, year)
* Balance Sheet: Use a specific date
* Cash Flow: Use a period
* Filter by class or location
* Compare to prior period
* Show/hide detail
* **PDF** — For sharing or printing
* **Excel** — For further analysis
* **CSV** — For importing elsewhere
## Report accuracy
Your reports are only as accurate as your underlying data.
**For accurate reports:**
* Categorize all transactions
* Reconcile bank accounts regularly
* Record all invoices and bills
* Close out periods when complete
Uncategorized transactions appear in a suspense account and can distort your reports. Categorize everything.
## Sharing with your accountant
To share reports:
1. Export as PDF or Excel
2. Email to your accountant
Or invite your accountant to Pluvel:
1. Go to **Settings → Team**
2. Add them with Viewer or Admin access
3. They can run reports directly
## Report period comparison
Compare performance across periods:
1. Run a report
2. Click **Compare**
3. Select prior period (same month last year, prior quarter, etc.)
4. View side-by-side with variance
This helps you spot trends and anomalies.
## Using reports for taxes
Your accountant or tax software needs:
| Tax form | Reports needed |
| ----------------------- | ----------------------------- |
| Schedule C (Sole prop) | P\&L by category |
| Form 1120 (C-Corp) | P\&L, Balance Sheet |
| Form 1120S (S-Corp) | P\&L, Balance Sheet |
| Form 1065 (Partnership) | P\&L, Balance Sheet, K-1 data |
Export reports for your tax year (January 1 - December 31 for calendar year).
## What's next
Deep dive into the P\&L report.
Understand your financial position.